What To Expect at Closing

mortgage contract signed with detail of keys to buying a home closeup

Allow adequate time for your closing:

A normal real estate closing when a loan is involved will take about an hour.

Bring some form of Valid Photo I.D.:

We prefer you bring a driver’s license. A valid Photo-ID is required in the State of Florida in order to notarize documents. Some lenders are requiring borrower to bring two forms of ID (only one Photo-ID

All funds for closing SHOULD be wired:

Because of issues banks and title companies have had with fraud only wires will be accepted. For your convenience we have our wiring instructions on our web-site. PLEASE NOTE YOU HAVE TO CONFIRM THOSE INSTRUCTIONS TELEPHONICALLY WITH OUR COMPANY BEFORE SENDING YOUR WIRE. In addition, a wire transfer can take several hours to be posted to our account. There is a fee for either sending or receiving a wire transfer, but that fee will be covered in your Closing Fee. We advise our clients to initiate all wires the day before the scheduled closing to insure that the funds will be available at the closing.

If you have questions or any special needs:

Please contact us and speak with your closing agent well in advance of the closing date.

Completing your Settlement Statement:

We will complete your Settlement Statement at least 24 hours before the closing so that all parties have a chance to review their charges. Call your closer if you need the figures sooner than the day before closing.

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